Health coverage insurance
Health coverage insurance is no longer mandatory in the federal government in America. Going without it helps you save resources since you may not be paying unnecessary bills and funds. A person can save, but at the same time, having medical insurance coverage can save one from financial risk and bankruptcy if you have an emergency or developing a severe illness that requires expensive medical attention. We have all witnessed how people from poor backgrounds get it hard to meet their medical bills, especially when they need specialized medical attention. In this case, the discussion will focus on the importance of why we should have health insurance and why everyone should have it in the United States.
Health insurance coverage is essential and should be considered one way of protecting the states’ people. This health coverage has a beneficial advantage, including providing healthcare treatment at an affordable rate to all Americans and changes the medical delivery system by improving the quality of care of medical costs by controlling cost (Politi, 2014). Nowadays, there is emerging of many health-related diseases, and the rate at which Americans die due to lack of health attention has been increasing. As much as most of them have problems paying their medical bills and getting the needed healthcare, health insurance will be necessary for coverage. Today’s work station has many risks which an emergency can occur at any time. Approximately 200,000 Americans die from preventable medical errors, including facility acquired conditions. Despite the public perception that American has excellent and modern hospitals, it does not deliver the best care it can to the citizens (Matsoso, 2013).
For instance, if someone has heart disease, health insurance can help him get the care he needs, have shorter hospital stays and live longer than a person who doesn’t have medical insurance who will find it hard to access the required hospital. No one can predict when the emergency will occur, which requires a steady and reliable medical service like having an insurance cover, which everyone should have it for proper nation growth. Health insurance will give you benefits like unexpected high medical expenditure, and also, there is free health preventive care like vaccines and screenings (Smith, 2019).